About Us
Experienced Mortgage Banker
you can count on.

Pacific Bay Lending Group, founded in 1992, believes that a lender can offer excellent service to mortgage brokers and it has strived to build lasting business relationships based on sound business practices. As a growing company, Pacific Bay Lending Group is reputed by its peers as a lender with honesty, integrity and outstanding broker service.

With these in mind, Pacific Bay Lending Group focuses to offer comprehensive programs along with competitive pricing. Our Staff is comprised of experienced professionals with mortgage industry's top knowledge. Our staff has continuous trainings on:

  • Value of excellent customer service
  • Learning the latest programs and update guidelines
  • Mastering analysis software designed to streamline the process of your loan for quicker approval and faster closing.

We offer

a wide range of programs for your borrowers.

quality
1

Agency Fixed loans

2

Agency Adjustable ARM

3

Non-Agency Loans

4

Expanded Approval

5

Agency Stimulus loans

State License

NMLS # 192103. NMLS Consumer Access. Licensed by the California Bureau of Real Estate.

Pacific Bay Lending Group is a DBA of Bay-Valley Mortgage Group (NMLS#: 192103)
Following states listed under the chart are not approved for DBA Pacific Bay Lending Group: AZ, MN, NE, NV, SC, TX.

STATE LICENSE NAME LICENSE NUMBER
Alabama Consumer Credit License 22542
Alaska Mortgage Broker/Lender License AK192103
Alaska Mortgage Broker/Lender License - Other Trade Name #1 AK192103-1
Alaska Mortgage Broker/Lender License - Other Trade Name #2 AK192103-2
Arkansas Combination Mortgage Banker-Broker-Servicer License 192103
Arizona Mortgage Banker License BK-0943238
Arizona Mortgage Banker License - Other Trade Name #1 BK-1002237
California - BRE Real Estate Corporation License Endorsement 01151882
California - DBO Finance Lenders Law License 60DBO73632
Colorado Mortgage Company Registration -
Connecticut Mortgage Lender License ML-192103
Delaware Lender License 025396
District of Columbia Mortgage Dual Authority License MLB192103
Florida Mortgage Lender Service License MLD1637
Georgia Mortgage Lender License/Registration 32606
Hawaii Mortgage Loan Originator Company License HI-192103
Hawaii Mortgage Servicer License MS299
Idaho Mortgage Broker/Lender License MBL-2080192103
Illinois Residential Mortgage License MB.6761215
IDFPR-Residential Mortgage Banking
555 W. Monroe, Suite 500
Chicago, IL 60661
(844)768-1713
Maryland Mortgage Lender License 21297
Michigan 1st Mortgage Broker/Lender/Servicer Registrant FR0020870
Minnesota Residential Mortgage Originator License MN-MO-192103
Nebraska Mortgage Banker License
New Jersey Residential Mortgage Lender License
Nevada Mortgage Broker License 4600
North Carolina Mortgage Lender License L-177928
Ohio Residential Mortgage Lending Act Certificate of Registration RM.805061.000
Oklahoma Mortgage Lender License ML015705
Oregon Mortgage Lender / Servicer License ML-5618
Pennsylvania Mortgage Lender License 77944
Pennsylvania Mortgage Servicer License 100634
Rhode Island Lender License / Loan Broker License 20183606LL
South Carolina Mortgage Lender MLS-192103
Tennessee Mortgage License 148246
Texas - SML Mortgage Banker Registration -
Utah Mortgage Entity License 11141737
Virginia Lender License / Broker License MC-5575
Washington Consumer Loan Company License CL-192103
Wisconsin Mortgage Banker License 192103BA
Wisconsin Mortgage Broker License 192103BR



Texas Mortgage Banker Disclosure:

CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAIALBLE AT 877-276-5550.

THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.

STATE OF ILLINOIS COMMUNITY REINVESTMENT NOTICE:

The Department of Financial and Professional Regulation (Department) evaluates our performance in meeting the financial services needs of this community, including the needs of low-income to moderate-income households. The Department takes this evaluation into account when deciding on certain applications submitted by us for approval by the Department. Your involvement is encouraged. You may obtain a copy of our evaluation. You may also submit signed, written comments about our performance in meeting community financial services needs to the Department.

Our MLO

Adam Stuart Rolfe
License# 1733256

State : AL FL GA IL MI TN UT VA

Adrian Karl Escartin Manuel
License# 2003906

State : CA

AERA NAM
License# 344488

State : CA

Alfred A Babayan
License# 261862

State : CA

ANTHONY FRANK AREVALO
License# 1875862

State : CA

Antonio Jose Umana
License# 1079562

State : CA

April Sauseda
License# 1267542

State : CA

Arash Gozarkhah
License# 317610

State : CA

Betty A Chang
License# 325975

State : CA

Bonnie H Takaesu
License# 2061906

State : CA NV

Bryan Fernandez
License# 2174567

State : CA

BUM JIN KIM
License# 1797070

State : CA

Camilo Andres Hernandez Valderrama
License# 1508140

State : CA

Casey Chung
License# 1499490

State : CA NV TX

Charity Lynn Bohuslavizki
License# 286800

State : CA TX

Charlene Jia
License# 1529672

State : CA

Chenyang Liu
License# 2050644

State : CA

CHESLEY CHAO
License# 333255

State : CA

Chris Sungduk Lim
License# 337257

State : CA

Christian Neil Aragon
License# 1040768

State : CA

Christina Kim
License# 1042877

State : CA

Christopher Alan Gonzales
License# 1706699

State : CA CO HI

christopher j Ko
License# 345387

State : CA

CHUN PING LIU
License# 2478736

State : CA

Connie Garcia
License# 1286694

State : AZ CA

Consuelo Lopez
License# 1194958

State : CA

Cu Quang Tran
License# 346109

State : CA

Daniel Damian
License# 1177764

State : CA

Daniel DeLeon David
License# 359650

State : CA

Daniel Elhamy Tanios
License# 1855042

State : CA

Daniel jesus zapata
License# 353438

State : CA

Danny John Carlton
License# 1172318

State : CA NJ NV

DAVID JENNINGS
License# 235103

State : CA

David Michael Elias
License# 247896

State : CA

David Yun Kim
License# 293779

State : CA

DOUGLAS DAC NGUYEN
License# 269398

State : CA

dung hoang mai
License# 316094

State : CA

Dustin Omar Figueroa
License# 2424472

State : CA

Dylan Miles Rigdon
License# 236000

State : CA

EDUARDO MANUEL CORTADILLO
License# 1682309

State : CA

Elizabeth Marithza Poe-Abad
License# 1540907

State : AZ CA CO FL WA

Emmanuel Luna Luna
License# 1407344

State : CA

Eric Chuong Tran
License# 1394862

State : CA

Eric Tongsu Yi
License# 335907

State : CA

Erica Leigh Ruiz
License# 2001394

State : CA

Erika Elizabeth Pacheco
License# 1171623

State : CA

Gavin Chiamin Cheng
License# 337885

State : CA

George Andrew Martin
License# 1933258

State : CO WI

Gonzalo Lemus Juarez
License# 1463912

State : CA

Guadalupe Haro-Reynoso
License# 1994750

State : CA

Heonchul Park
License# 1723226

State : CA

HO JIN LIM
License# 1197908

State : AK AZ CA CO DC DE FL GA ID MD MI MN NV OH OK OR RI UT VA WA

Hyejin Cho
License# 1358491

State : CA

Irene Chang Nguyen
License# 328909

State : CA

JAMES TRAM
License# 330229

State : CA

jamil jimmy alam
License# 448284

State : CA TX

Jason Choi
License# 1572945

State : CA

Jason Hsiao
License# 349483

State : CA

JAYNE HOJOUNG CHOI
License# 235698

State : CA

Jeffrey Dean Newman
License# 274955

State : CA

Jennifer Hulliger
License# 1771021

State : CA

Jessica Castillo
License# 1630948

State : CA

JESSICA HAN
License# 342181

State : CA

Jessica Toby
License# 2335264

State : CA IL

Jina Jinyeon Kim
License# 347002

State : CA

JINSEON JENNY HUR
License# 269849

State : CA

JIYOUNG H KIM
License# 2258377

State : CA

Joel Rivas
License# 1389756

State : CA

John Gerard Martinez
License# 271432

State : CA

JOO SUK LEE
License# 1945334

State : AZ CA CO FL GA NV OR TN TX VA WA

Jose Llerandi
License# 263657

State : CA

Jose Valdovinos
License# 271440

State : CA

jose francisco vega
License# 844714

State : CA

Jose Mauricio Palencia
License# 832082

State : CA

Joseph Joon Lee
License# 996767

State : CA CO WA

Julio Alberto Benenati
License# 241007

State : AK AL AZ CA CO CT FL GA ID IL MI MN NC NE NJ NV OH OK OR PA SC TN TX UT VA WA WI

Kain Chang Tan
License# 333785

State : CA

Katrina Marie Issa
License# 2350016

State : CA

Kenneth Park
License# 2015849

State : CA

Kevin Neilson Palacios
License# 1598578

State : CA

ki kwan lim
License# 341581

State : CA

LAM THANH DO
License# 253183

State : CA

Lance Wright
License# 2145954

State : CA

Laurence Chunwai Mo
License# 900786

State : CA

Lincoln cheol Jeon
License# 586758

State : CA

Luis Alberto Uribe
License# 271435

State : CA

Marshall Lee Johnson
License# 284024

State : WI

MaryBeth Zamani
License# 324796

State : CA

Matthew Kimball Keyworth
License# 254513

State : CA TX

Melverdi Joyce Jean Scott
License# 294760

State : CA

Mengling Wu
License# 1969736

State : CA

Michael Youngmin Yoo
License# 1999074

State : CA

Miguel Angel Vazquez
License# 401212

State : CA

MING LI
License# 236750

State : CA

Miriam Kim
License# 1704720

State : CA

Nancy Huynh
License# 343204

State : CA

Nathan Nguyen
License# 393964

State : CA

OU JIANG
License# 359774

State : CA

Pablo Custodio
License# 1028821

State : CA

Paul Jang Chung
License# 1930448

State : CA

Paul Sangin Lee
License# 1627956

State : CA

Pauline Chien Chung Loo
License# 237116

State : CA

Peter Kim
License# 1211337

State : CA

Peter Chong Woo Han
License# 315835

State : CA

Phu Nhu Phan
License# 1005290

State : CA

Qi Teng Lee
License# 323349

State : CA

QUANG DINH NGUYEN
License# 490902

State : CA

Rasheeda Chabre Reese
License# 2212095

State : AL

Reginald Lopez Soriano
License# 234703

State : CA

RICARDO CORRALES
License# 1014777

State : CA

Ruth Luevano Pineda
License# 286896

State : CA

sae hyun park
License# 1822574

State : AZ CA CO FL MN NJ NV PA SC TN TX VA WA WI

Sean Michael Najera
License# 1443281

State : CA

Shawn Dale Faucette
License# 1087693

State : CA

Silvia E. Morote
License# 1078994

State : CA

son nguyen le
License# 920320

State : AZ CA FL GA IL NV OR TN TX

Stephen Dennis Funk
License# 1499804

State : AL AZ CA CO CT FL GA HI ID IL MD MI MN NC NE NJ NV OR PA TN TX UT VA WA WI

STEVE SANGTAE PARK
License# 1146576

State : CA

Steve Seungsub Yang
License# 451092

State : CA

Sun Young Kim
License# 285587

State : CA

susanna paik
License# 347956

State : CA

Taeyeun Kim
License# 2622345

State : CA

Tanner Victor Patrick Hansler
License# 2459144

State : CA

TRACY TRINH
License# 1973800

State : AZ CA NV

VALERIE ANH NGUYEN
License# 253199

State : CA

Vankhanh Bui
License# 257935

State : CA

Victoria Serrano
License# 488120

State : AZ CA MN NC NV OR WA

Victoria Eun-Kyung Chi
License# 282309

State : CA

vinh pham buu
License# 876604

State : CA

Vivian Chen
License# 384151

State : CA FL

Xochilt Jimenez-Gutierrez
License# 764737

State : CA

Yinho Lee
License# 1692852

State : CA

YOON J LEE
License# 1833628

State : GA

Yoon Jae Kim
License# 2459328

State : AZ CA NV TX

Youngsun Jonathan Park
License# 1169411

State : CA

714-367-5125
Toll Free : 855-550-8500
Mon - Fri 8:30 - 17:30(PCT)
info@pacbaylending.com
15030 La Mirada Blvd
La Mirada, CA 90638
Pacific Bay Lending Group BBB Business Review