Pacific Bay Lending

Experienced mortgage banker you can count on.

Broker Service

Value of excellent broker service

Programs

Learning the latest programs and update guidelines

Faster Closing

Mastering analysis software designed to streamline the process of your loan for quicker approval and faster closing.

Turn Times

As of 09/20/2021

LOAN TYPE UNDERWRITING CONDITION REVIEW LOAN DOCS FUNDING FUNDING (Refi) DISCLOSURES SUBMISSION
CONF / HIGH BALANCE 48 hrs 24-48 hrs 24 hrs 24 hrs 24-48 hrs 24 hrs Same Day
CalHFA/GSFA/AZIDA 48 hrs 24-48 hrs 24 hrs 24 hrs 24-48 hrs 24 hrs Same Day
FHA 48 hrs 24-48 hrs 24 hrs 24 hrs 24-48 hrs 24 hrs Same Day
PBSV/PBTS/PBEZ 48 hrs 24-48 hrs 24 hrs 24 hrs 24-48 hrs 24 hrs Same Day
VA 3-4 Business Days 24-48 hrs 24 hrs 24 hrs 24-48 hrs 24 hrs Same Day
JUMBO 48 hrs 24-48 hrs 24 hrs 24 hrs 24-48 hrs 24 hrs Same Day
NON QM 3-4 Business Days 24-48 hrs 24 hrs 24 hrs 24-48 hrs 24 hrs Same Day
HECM 48 hrs 24-48 hrs 24 hrs 24 hrs 24-48 hrs 24 hrs Same Day
HELOC 48 hrs 24-48 hrs 24 hrs 24 hrs 24-48 hrs 24 hrs Same Day
Good Plans

Our Products

mortgage options

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714-367-5125
Toll Free : 855-550-8500
Mon - Fri 8:30 - 17:30(PCT)
info@pacbaylending.com
7390 Lincoln Way
Garden Grove, Ca 92841
Pacific Bay Lending Group BBB Business Review